Blog
Knowledge on modern debt collection.
155 articles on receivables management, digital collection, legal questions and practical tips – for creditors and debtors.
Receivables management maturity model: from manual dunning to a data-based process
Practical guidance on receivables management in Germany: clear steps for unpaid invoices and receivables.
Receivables management and EU late payment: status of the planned reform
Practical guidance on receivables management in Germany: clear steps for unpaid invoices and receivables.
Debt collection with AI: transparency obligations for chatbots and automated communication
Practical guidance on debt collection in Germany: clear steps for unpaid invoices and receivables.
Debt collection and EU late payment: status of the planned late-payment rules
Practical guidance on debt collection in Germany: clear steps for unpaid invoices and receivables.
Open receivables avoidance: the ten most common process errors
Practical guidance on open receivables in Germany: clear steps for unpaid invoices and receivables.
Invoice is not paid 2026: which default risks businesses should monitor now
Practical guidance on invoice not paid in Germany: clear steps for unpaid invoices and receivables.
Outstanding receivables write off or keep pursuing: a decision matrix
Practical guidance on outstanding receivables in Germany: clear steps for unpaid invoices and receivables.
Business debt collection implementation: a 90-day plan from pilot case to regular operation
Practical guidance on debt collection for businesses in Germany: clear steps for unpaid invoices and receivables.
Debt collection-case prioritization: a scoring model for age, amount and default risk
Practical guidance on debt collection in Germany: clear steps for unpaid invoices and receivables.
Receivables management implementation: a 100-day plan for businesses
Practical guidance on receivables management in Germany: clear steps for unpaid invoices and receivables.
Open receivables documented in GoBD-compliant form: how to keep changes and records traceable
Practical guidance on open receivables in Germany: clear steps for unpaid invoices and receivables.
Invoice is not paid: the complete documents and measures checklist
Practical guidance on invoice not paid in Germany: clear steps for unpaid invoices and receivables.
Outstanding receivables recovered before year-end: practical plan for the fourth quarter
Practical guidance on outstanding receivables in Germany: clear steps for unpaid invoices and receivables.
Selecting business debt collection: 15 checkpoints for a reputable provider
Practical guidance on debt collection for businesses in Germany: clear steps for unpaid invoices and receivables.
Debt collection and data protection: which debtor data may be processed
Practical guidance on debt collection in Germany: clear steps for unpaid invoices and receivables.
Receivables management in e-commerce: how to manage payment methods, returns and chargebacks
Practical guidance on receivables management in Germany: clear steps for unpaid invoices and receivables.
Reducing open receivables: ten effective levers before and after due date
Practical guidance on open receivables in Germany: clear steps for unpaid invoices and receivables.
Outstanding receivables 2026: what current insolvency figures mean for creditors
Practical guidance on outstanding receivables in Germany: clear steps for unpaid invoices and receivables.
Debt collection amid rising business insolvencies: lessons from the April 2026 figures
Practical guidance on debt collection in Germany: clear steps for unpaid invoices and receivables.
Open receivables 2026: what rising insolvencies mean for open-receivables management
Practical guidance on open receivables in Germany: clear steps for unpaid invoices and receivables.
Invoice is not paid: how the customer relationship remains intact
Practical guidance on invoice not paid in Germany: clear steps for unpaid invoices and receivables.
Business debt collection with multiple locations: how to establish uniform processes
Practical guidance on debt collection for businesses in Germany: clear steps for unpaid invoices and receivables.
Receivables management in skilled trades: how to secure progress payments and final invoices
Practical guidance on receivables management in Germany: clear steps for unpaid invoices and receivables.
Open receivables in dashboards: five KPIs for management
Practical guidance on open receivables in Germany: clear steps for unpaid invoices and receivables.
Invoice is not paid: debt collection, Mahnverfahren (German dunning procedure) or lawsuit compared
Practical guidance on invoice not paid in Germany: clear steps for unpaid invoices and receivables.
Outstanding receivables handed over to debt collection: the right time
Practical guidance on outstanding receivables in Germany: clear steps for unpaid invoices and receivables.
Business debt collection in wholesale: how to connect credit limits and payment terms
Practical guidance on debt collection for businesses in Germany: clear steps for unpaid invoices and receivables.
Debt collection and seizure exemption thresholds 2026: what has changed since 2026-07-01
Practical guidance on debt collection in Germany: clear steps for unpaid invoices and receivables.
Outstanding receivables and the new base interest rate: default interest from July 2026
Practical guidance on outstanding receivables in Germany: clear steps for unpaid invoices and receivables.
Receivables management and the new base interest rate: how to update systems for 2026-07-01
Practical guidance on receivables management in Germany: clear steps for unpaid invoices and receivables.
Debt collection 2026: what the new 1.52% base interest rate means for default interest
Practical guidance on debt collection in Germany: clear steps for unpaid invoices and receivables.
Business debt collection: how to calculate default interest correctly from July 2026
Practical guidance on debt collection for businesses in Germany: clear steps for unpaid invoices and receivables.
Invoice is not paid: how to calculate default interest from July 2026
Practical guidance on invoice not paid in Germany: clear steps for unpaid invoices and receivables.
Identifying reputable debt collection: register, transparency and clear communication
Practical guidance on debt collection in Germany: clear steps for unpaid invoices and receivables.
Receivables management governance: responsibilities between sales, accounting and legal
Practical guidance on receivables management in Germany: clear steps for unpaid invoices and receivables.
Open receivables managed in Excel: a reliable structure for small businesses
Practical guidance on open receivables in Germany: clear steps for unpaid invoices and receivables.
Invoice is not paid: when is a Mahnbescheid (German court order for payment) useful?
Practical guidance on invoice not paid in Germany: clear steps for unpaid invoices and receivables.
Reducing outstanding receivables with automated reminders
Practical guidance on outstanding receivables in Germany: clear steps for unpaid invoices and receivables.
Business debt collection with SaaS and subscription models: how to process recurring receivables at scale
Practical guidance on debt collection for businesses in Germany: clear steps for unpaid invoices and receivables.
Receivables management and data protection: roles, access rights and deletion concepts
Practical guidance on receivables management in Germany: clear steps for unpaid invoices and receivables.
Open receivables in accounting software: requirements for workflow and export
Practical guidance on open receivables in Germany: clear steps for unpaid invoices and receivables.
Invoice is not paid: when is a debt collection agency worthwhile?
Practical guidance on invoice not paid in Germany: clear steps for unpaid invoices and receivables.
Avoiding outstanding receivables through better payment terms
Practical guidance on outstanding receivables in Germany: clear steps for unpaid invoices and receivables.
Business debt collection in transport and logistics: freight documents as evidence
Practical guidance on debt collection for businesses in Germany: clear steps for unpaid invoices and receivables.
Receivables management software selection: requirements and decision matrix
Practical guidance on receivables management in Germany: clear steps for unpaid invoices and receivables.
Open receivables managed with de minimis thresholds: when small amounts still matter
Practical guidance on open receivables in Germany: clear steps for unpaid invoices and receivables.
Outstanding receivables in dashboards: which traffic-light indicators and thresholds make sense
Practical guidance on outstanding receivables in Germany: clear steps for unpaid invoices and receivables.
Business debt collection in property management: how to separate rent, service charges and ancillary costs
Practical guidance on debt collection for businesses in Germany: clear steps for unpaid invoices and receivables.
Debt collection-documents: the complete checklist for a fast handover
Practical guidance on debt collection in Germany: clear steps for unpaid invoices and receivables.
Open receivables addressed in a customer-friendly way: templates for reminders and dunning notices
Practical guidance on open receivables in Germany: clear steps for unpaid invoices and receivables.
Invoice is not paid shortly before year-end: how to stop limitation periods in time
Practical guidance on invoice not paid in Germany: clear steps for unpaid invoices and receivables.
Outstanding receivables accounting assessment: individual impairment explained clearly
Practical guidance on outstanding receivables in Germany: clear steps for unpaid invoices and receivables.
Business debt collection in healthcare: how to keep billing documents complete
Practical guidance on debt collection for businesses in Germany: clear steps for unpaid invoices and receivables.
Debt collection without losing customers: how objective communication protects relationships
Practical guidance on debt collection in Germany: clear steps for unpaid invoices and receivables.
Receivables management outsourcing: opportunities, costs and control points
Practical guidance on receivables management in Germany: clear steps for unpaid invoices and receivables.
Open receivables handed over to debt collection: which fields must be complete
Practical guidance on open receivables in Germany: clear steps for unpaid invoices and receivables.
Invoice is not paid because of alleged duplicate billing: how to reconcile postings
Practical guidance on invoice not paid in Germany: clear steps for unpaid invoices and receivables.
Outstanding receivables without a written contract: which evidence can still help
Practical guidance on outstanding receivables in Germany: clear steps for unpaid invoices and receivables.
Business debt collection in agencies and IT services: leistungsnachweise sichern
Practical guidance on debt collection for businesses in Germany: clear steps for unpaid invoices and receivables.
Debt collection for SaaS and subscription providers: how to reduce recurring arrears
Practical guidance on debt collection in Germany: clear steps for unpaid invoices and receivables.
Receivables management international: how to coordinate currencies, languages and jurisdictions
Practical guidance on receivables management in Germany: clear steps for unpaid invoices and receivables.
Open receivables and master data quality: why addresses and contacts are decisive
Practical guidance on open receivables in Germany: clear steps for unpaid invoices and receivables.
Invoice is not paid nach einer e-rechnung: how to check format, receipt and due date
Practical guidance on invoice not paid in Germany: clear steps for unpaid invoices and receivables.
Outstanding receivables documented with reliable evidence: the document checklist
Practical guidance on outstanding receivables in Germany: clear steps for unpaid invoices and receivables.
Debt collection for rent claims: documentation, deadlines and escalation stages
Practical guidance on debt collection in Germany: clear steps for unpaid invoices and receivables.
Receivables management compared in B2B and B2C
Practical guidance on receivables management in Germany: clear steps for unpaid invoices and receivables.
Open receivables in corporate groups: how to reconcile debtors across entities
Practical guidance on open receivables in Germany: clear steps for unpaid invoices and receivables.
Invoice is not paid because of an invoice error: correct, resend and set a deadline
Practical guidance on invoice not paid in Germany: clear steps for unpaid invoices and receivables.
Outstanding receivables with a payment plan: how to check ability to pay and avoid defaults
Practical guidance on outstanding receivables in Germany: clear steps for unpaid invoices and receivables.
Business debt collection in skilled trades: from contract price to the final reminder
Practical guidance on debt collection for businesses in Germany: clear steps for unpaid invoices and receivables.
Debt collection for online shops: what matters for delivery, returns and chargebacks
Practical guidance on debt collection in Germany: clear steps for unpaid invoices and receivables.
Receivables management made customer-friendly: consistency without unnecessary harshness
Practical guidance on receivables management in Germany: clear steps for unpaid invoices and receivables.
Open receivables in foreign currencies: how to handle exchange rates and differences
Practical guidance on open receivables in Germany: clear steps for unpaid invoices and receivables.
Outstanding receivables nach teilzahlung: how the remaining claim stays traceable
Practical guidance on outstanding receivables in Germany: clear steps for unpaid invoices and receivables.
Business debt collection in construction: how to document progress payments, acceptances and change orders
Practical guidance on debt collection for businesses in Germany: clear steps for unpaid invoices and receivables.
Debt collection for agencies and freelancers: how to collect fees in a structured way
Practical guidance on debt collection in Germany: clear steps for unpaid invoices and receivables.
Receivables management up to the Mahnbescheid (German court order for payment): how to define escalation paths
Practical guidance on receivables management in Germany: clear steps for unpaid invoices and receivables.
Open receivables recorded twice: how to find causes and clean data
Practical guidance on open receivables in Germany: clear steps for unpaid invoices and receivables.
Invoice is not paid without a written contract: which records count
Practical guidance on invoice not paid in Germany: clear steps for unpaid invoices and receivables.
Business debt collection toward public-sector clients: special points for payment deadlines
Practical guidance on debt collection for businesses in Germany: clear steps for unpaid invoices and receivables.
Debt collection in skilled trades: how to secure receivables despite an ongoing customer relationship
Practical guidance on debt collection in Germany: clear steps for unpaid invoices and receivables.
Receivables management and debt collection: how to design smooth handovers
Practical guidance on receivables management in Germany: clear steps for unpaid invoices and receivables.
Open receivables despite a payment receipt: how to allocate unassigned payments correctly
Practical guidance on open receivables in Germany: clear steps for unpaid invoices and receivables.
Invoice is not paid after rental or lease: how to separate claim types cleanly
Practical guidance on invoice not paid in Germany: clear steps for unpaid invoices and receivables.
Outstanding receivables aus dienstleistungen: how to secure acceptance and proof of performance
Practical guidance on outstanding receivables in Germany: clear steps for unpaid invoices and receivables.
Business debt collection in customer insolvency: what to do before and after the filing
Practical guidance on debt collection for businesses in Germany: clear steps for unpaid invoices and receivables.
Debt collection for recurring invoices: processes for subscriptions and continuing obligations
Practical guidance on debt collection in Germany: clear steps for unpaid invoices and receivables.
Receivables management with tiered dunning: timing, channel and tone
Practical guidance on receivables management in Germany: clear steps for unpaid invoices and receivables.
Open receivables and credit notes: how to document offsetting transparently
Practical guidance on open receivables in Germany: clear steps for unpaid invoices and receivables.
Invoice is not paid for a subscription or SaaS contract: how to check term and termination
Practical guidance on invoice not paid in Germany: clear steps for unpaid invoices and receivables.
Debt collection abroad: the key steps for cross-border receivables
Practical guidance on debt collection in Germany: clear steps for unpaid invoices and receivables.
Receivables management starts with the invoice: how to avoid errors before due date
Practical guidance on receivables management in Germany: clear steps for unpaid invoices and receivables.
Open receivables after partial payments: how to carry forward remaining amounts automatically
Practical guidance on open receivables in Germany: clear steps for unpaid invoices and receivables.
Invoice is not paid in agency or freelance work: how to use proof of performance
Practical guidance on invoice not paid in Germany: clear steps for unpaid invoices and receivables.
Outstanding receivables toward consumers: how to structure communication and default cleanly
Practical guidance on outstanding receivables in Germany: clear steps for unpaid invoices and receivables.
Debt collection in B2B business: how to classify default interest and the €40 flat fee correctly
Practical guidance on debt collection in Germany: clear steps for unpaid invoices and receivables.
Open receivables with objections: how to separate clarification cases from real arrears
Practical guidance on open receivables in Germany: clear steps for unpaid invoices and receivables.
Outstanding receivables abroad: jurisdiction and European procedures at a glance
Practical guidance on outstanding receivables in Germany: clear steps for unpaid invoices and receivables.
Business debt collection: how to segment receivables portfolios by risk
Practical guidance on debt collection for businesses in Germany: clear steps for unpaid invoices and receivables.
Debt collection against consumers: what businesses need to consider about contact and costs
Practical guidance on debt collection in Germany: clear steps for unpaid invoices and receivables.
Receivables management and credit checks: how to set credit limits based on risk
Practical guidance on receivables management in Germany: clear steps for unpaid invoices and receivables.
Open receivables converted into dunning stages: how to plan deadlines and tone
Practical guidance on open receivables in Germany: clear steps for unpaid invoices and receivables.
Invoice is not paid in online shops: how to prove order and delivery
Practical guidance on invoice not paid in Germany: clear steps for unpaid invoices and receivables.
Outstanding receivables in customer insolvency: filing, deadlines and realistic expectations
Practical guidance on outstanding receivables in Germany: clear steps for unpaid invoices and receivables.
Business debt collection compared in B2B and B2C
Practical guidance on debt collection for businesses in Germany: clear steps for unpaid invoices and receivables.
Receivables management with aging analysis: how to make arrears visible early
Practical guidance on receivables management in Germany: clear steps for unpaid invoices and receivables.
Open receivables at year-end closing: balances, impairment and evidence
Practical guidance on open receivables in Germany: clear steps for unpaid invoices and receivables.
Invoice is not paid from a business customer: B2B rights at a glance
Practical guidance on invoice not paid in Germany: clear steps for unpaid invoices and receivables.
Outstanding receivables for disputed services: how to review evidence and objections systematically
Practical guidance on outstanding receivables in Germany: clear steps for unpaid invoices and receivables.
Business debt collection without losing customers: measured escalation
Practical guidance on debt collection for businesses in Germany: clear steps for unpaid invoices and receivables.
Receivables management and DSO: how businesses reduce capital tied up
Practical guidance on receivables management in Germany: clear steps for unpaid invoices and receivables.
Open receivables at month-end closing: the reconciliation checklist
Practical guidance on open receivables in Germany: clear steps for unpaid invoices and receivables.
Invoice is not paid from a private individual: what businesses need to consider
Practical guidance on invoice not paid in Germany: clear steps for unpaid invoices and receivables.
Outstanding receivables despite a reminder: when escalation becomes useful
Practical guidance on outstanding receivables in Germany: clear steps for unpaid invoices and receivables.
Business debt collection as a standing engagement: processes, roles and service levels
Practical guidance on debt collection for businesses in Germany: clear steps for unpaid invoices and receivables.
Debt collection with an unknown debtor address: how address tracing works
Practical guidance on debt collection in Germany: clear steps for unpaid invoices and receivables.
Open receivables prioritized by risk: a scoring model for amount, age and creditworthiness
Practical guidance on open receivables in Germany: clear steps for unpaid invoices and receivables.
Invoice is not paid, because the customer is insolvent: what may still be possible
Practical guidance on invoice not paid in Germany: clear steps for unpaid invoices and receivables.
Outstanding receivables after due date: what to do on day 1, day 7 and day 14
Practical guidance on outstanding receivables in Germany: clear steps for unpaid invoices and receivables.
Business debt collection via interface or Excel: which handover method fits?
Practical guidance on debt collection for businesses in Germany: clear steps for unpaid invoices and receivables.
Receivables management for SMEs: a lean strategy without a large system
Practical guidance on receivables management in Germany: clear steps for unpaid invoices and receivables.
Open receivables and DSO: what the KPI really means
Practical guidance on open receivables in Germany: clear steps for unpaid invoices and receivables.
Invoice is not paid and the debtor is abroad: which procedures can help
Practical guidance on invoice not paid in Germany: clear steps for unpaid invoices and receivables.
Outstanding receivables reduced: a 30-day action plan for SMEs
Practical guidance on outstanding receivables in Germany: clear steps for unpaid invoices and receivables.
Business debt collection: how accounts receivable teams prepare cases correctly
Practical guidance on debt collection for businesses in Germany: clear steps for unpaid invoices and receivables.
Debt collection for small claims: when consistent action is worthwhile
Practical guidance on debt collection in Germany: clear steps for unpaid invoices and receivables.
Receivables management process: from credit checks to enforcement
Practical guidance on receivables management in Germany: clear steps for unpaid invoices and receivables.
Open receivables structured by age: how to define aging buckets usefully
Practical guidance on open receivables in Germany: clear steps for unpaid invoices and receivables.
Outstanding receivables in the aging report: structure, KPIs and interpretation
Practical guidance on outstanding receivables in Germany: clear steps for unpaid invoices and receivables.
Business debt collection: what DSO, aging and recovery rate show
Practical guidance on debt collection for businesses in Germany: clear steps for unpaid invoices and receivables.
Open receivables automation: rules for reminders, dunning notices and handovers
Practical guidance on open receivables in Germany: clear steps for unpaid invoices and receivables.
Invoice is not paid and the customer asks for instalments: opportunities and risks
Practical guidance on invoice not paid in Germany: clear steps for unpaid invoices and receivables.
Outstanding receivables prioritized by age: how to use 30, 60 and 90 days correctly
Practical guidance on outstanding receivables in Germany: clear steps for unpaid invoices and receivables.
Business debt collection: the optimal process from the first day after due date
Practical guidance on debt collection for businesses in Germany: clear steps for unpaid invoices and receivables.
Receivables management with AI: transparency, control and human escalation
Practical guidance on receivables management in Germany: clear steps for unpaid invoices and receivables.
Open receivables reconciled with bank transactions: how to avoid apparent receivables
Practical guidance on open receivables in Germany: clear steps for unpaid invoices and receivables.
Invoice is not paid, but a partial payment arrives: how to claim the remaining amount correctly
Practical guidance on invoice not paid in Germany: clear steps for unpaid invoices and receivables.
Outstanding receivables detected early: seven warning signs in payment behavior
Practical guidance on outstanding receivables in Germany: clear steps for unpaid invoices and receivables.
Business debt collection internal or external: how to compare cost, capacity and recovery rate
Practical guidance on debt collection for businesses in Germany: clear steps for unpaid invoices and receivables.
Open receivables list setup done right: mandatory fields and useful additional data
Practical guidance on open receivables in Germany: clear steps for unpaid invoices and receivables.
Invoice is not paid, because the customer disputes the service: how to respond
Practical guidance on invoice not paid in Germany: clear steps for unpaid invoices and receivables.
Outstanding receivables at year-end closing: how to confirm, assess and document balances
Practical guidance on outstanding receivables in Germany: clear steps for unpaid invoices and receivables.
Business debt collection: when outsourcing pays off
Practical guidance on debt collection for businesses in Germany: clear steps for unpaid invoices and receivables.
Receivables management with e-invoicing: how to use structured data consistently
Practical guidance on receivables management in Germany: clear steps for unpaid invoices and receivables.
Open receivables managed professionally: the complete process
Practical guidance on open receivables in Germany: clear steps for unpaid invoices and receivables.
Invoice is not paid and the customer does not respond: escalation without losing time
Practical guidance on invoice not paid in Germany: clear steps for unpaid invoices and receivables.
Debt collection in the e-invoicing era: which invoice data speeds up debt recovery
Practical guidance on debt collection in Germany: clear steps for unpaid invoices and receivables.
Receivables management amid rising insolvencies: early warning instead of late reaction
Practical guidance on receivables management in Germany: clear steps for unpaid invoices and receivables.
Open receivables in e-invoicing: data quality and automatic allocation
Practical guidance on open receivables in Germany: clear steps for unpaid invoices and receivables.
Outstanding receivables in e-invoicing: which data secures later evidence
Practical guidance on outstanding receivables in Germany: clear steps for unpaid invoices and receivables.
Business debt collection and e-invoicing: data quality as a success factor
Practical guidance on debt collection for businesses in Germany: clear steps for unpaid invoices and receivables.
Open receivables and the 1.52% base interest rate: how to update default interest correctly
Practical guidance on open receivables in Germany: clear steps for unpaid invoices and receivables.
Business debt collection amid rising insolvencies: early warning signs in the debtor portfolio
Practical guidance on debt collection for businesses in Germany: clear steps for unpaid invoices and receivables.
Receivables management 2026: key trends between digitalization and default risk
Practical guidance on receivables management in Germany: clear steps for unpaid invoices and receivables.
Business debt collection 2026: key trends for CFOs and management teams
Practical guidance on debt collection for businesses in Germany: clear steps for unpaid invoices and receivables.